Society Loans

**Co-operative Credit Societies**

In addition to traditional banking channels, co-operative credit societies offer a unique financing option for individuals. These societies provide loans to their members at competitive interest rates and with flexible repayment terms, making it an attractive option for those seeking affordable credit. Beyond loans, these societies also offer savings and investment opportunities, providing a holistic financial solution for their members.

**Self-Help Groups (SHGs)**

In rural areas, Self-Help Groups (SHGs) have been empowering women to take control of their financial lives. Composed primarily of women from local communities, SHGs come together to pool their resources and provide loans to one another. With collective decision-making on loan terms and purposes, SHGs foster a sense of community and mutual support.

**Loan Facilities for Registered Societies and Trusts**

Registered societies and trusts can tap into dedicated loan facilities designed specifically for them. These loans can be used to construct their own buildings, advance their objectives in sectors like health, education, and welfare, or pursue other important initiatives. By providing targeted support to these organizations, we can drive positive change in society.

**Primary Agricultural Credit Societies (PACS)**

At the grassroots level, Primary Agricultural Credit Societies (PACS) play a crucial role in connecting farmers with the financial system. These local co-operatives engage directly with borrowers, providing loans and handling distribution and marketing functions to ensure that farmers have access to the resources they need to grow their businesses.